Home Repair Programs

Home maintenance can be a formidable responsibility of homeownership. Many obstacles can get in the way of our intentions of making improvements to our homes—lack of know-how, lack of time, lack of savings, and all too frequently, not having a qualified contractor that you can trust. NHP understands that homeowners may need help with repairs and improvements. NHP also understands that well maintained homes are vital for healthy neighborhoods. As such, we have developed low-interest loan and incentive programs to assist homeowners with improvements.

Types of Home Repair Programs Offered:

Fixer Upper Loan (amortizing) - This is a low interest loan program available in a targeted area and is not income restricted. Program is funded primarily with NeighborWorks America Capital funds and is not required to bring a house entirely up to code. The program is designed to fill the gap between the emergency repair and whole house rehab by allowing the homeowner to prioritize repairs and improvements. Loan limit is $20,000.

Emergency Repair Grant - This grant program addresses serious structural or health and safety issues for households earning up to 50% of the area median income. Examples of eligible repairs include problems like a leaking roof, electrical, etc. Program is funded primarily with Housing Trust Funds through ODSA and may be used for single item repairs only. Loan limit up to $7,500. Availability is city-wide. This program is available through a competitive grant application process and is offered subject to funding.

*Staff will assist you with oversight of the construction project and choosing a qualified contractor.

*Fees will include NHP processing & Construction Services fees and typical loan closing fees.

How Do I Participate?

Call us at (937) 322-4623 or stop by our office at:
Neighborhood Housing Partnership of Greater Springfield
527 East Home Road
Springfield, OH 45503

What Should I Expect?

  • One of our staff will take preliminary information over the phone. You will be asked to provide income and credit information to determine whether or not a loan is right for you.
  • An inspector will set up an appointment to make an inspection of your property.
  • Staff will assist you with bidding your project to qualified contractor.
  • Once your loan is approved you will have a loan closing and the construction can begin.
  • Homes built before 1978 may be subject to lead-based paint regulations.

Neighborhood Housing Partnership
Home Repair Programs
Maximum income guidelines

Emergency Repair Grant – 50% AMI

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
$19,900 $22,750 $25,600 $28,400 $30,700 $32,950 $35,250 $37,500

AMI = Area Median Income; Limits as of 12/01/2011

If you would like to sign up or become involved in any of our current or future programs, please print, fill out and mail or fax the following form

View Intake Form

Events for August 2017

  • No events are current schedule for this month.

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